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What is my price
Bracket? |
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Before searching for your property
decide on your price bracket. This will depend on your income and
the value of your current property.
Don't fear if you are a first time buyer. This can be an advantage
due to you not being subject to sale, therefore possibly making you
more appealing to vendors. To ascertain how much you can afford for
your potential property we recommend that you acquire some financial
advice. Our in-house Independent Financial Advice centre can provide
this.
Getting a valuation of your property can be a good idea if you are
interested in moving home. It will determine how much your current
property is worth and along with a financial quote can give you an
idea of which price bracket your potential home will be in. Most
estate agents will do this free of charge. |
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Ascertain the type of property that
you are looking for in order to narrow down your search. Generally
detached houses will be the most expensive followed by
semi-detached, apartments, town houses and terraced property.
A new development property can be customised to suit the buyer's
needs. This may be in the form of altering the internal layout or
including a garage or sunroom for example. All of our new
developments are NHBC registered, providing 10-year guarantees.
Another option is to buy a site and build your dwelling on it. This
means that you can construct the property to your own specification
and tastes meaning you can be assured of your dream home. This is
especially popular in more out of town rural locations. Expense is
usually high though due to the price of the land as well as building
costs. Getting building quotes before your purchase of a site is
highly recommended. Planning permission should also be taken into
account as well as its drainage, soil type…etc.
It can be of benefit if you make out a list of 'must-haves' before
setting out to find your perfect property, considering things like
location, size, freehold or leasehold…etc. |
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I Can't Find My Perfect Property! What can I Do? |
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If you don't see your perfect
property straight away don't worry. New properties are constantly
coming on the market. Our mailing list can keep you updated on
anything meeting your requirements, which comes onto the market.
If you have an interest in a new development why not join our
interested parties list, meaning you will be in a prime position for
any new releases. |
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What Should I do When Viewing a Property I'm
Interested in? |
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When you see a property that might
suit you, make an appointment to view immediately. You will be at an
advantage if you are the first to see the place. It can be a good
idea to make notes as you go around in your viewing of a property's
good points, bad points and layout.
Remember to pay particular attention to the exterior of the property
especially the roof, brickwork and window frames.
Take into consideration how secure the property is, especially if it
is detached. If any land is included with the property enquire to
whether there are any existing rights of way and the specific
boundaries. It is worth enquiring if there are any covenants
attached to a property.
Remember that it's the property you are buying not the current
owners lifestyle…those minimalist sofas will almost certainly not be
included in the sale. |
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What Should I do if I'm Interested? |
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If you are interested in a property
after your first viewing go a second time. Bringing a friend can be
a good idea. If your first viewing wasn't during daylight ensure
your second is…this can give you a chance to view the external
aspects of the property. When putting an offer on a property
establish what fixtures and fittings are to be included in the sale
of your potential property. This can avoid unnecessary problems or
disputes.
Keep in mind that offers are always subject to survey and contract,
so don't panic if you suddenly find the bathroom wall is falling
down. We recommend a survey be carried out on the property you are
buying, especially if it is over 5 years old. This gives you a
specific idea of what work (usually structural) needs to be carried
out on the property. A quote can then be determined for any work,
which is required. |
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How Can I Keep Ahead of the Game? |
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Getting your finances in place early
can greatly help speed up the process and avoid unnecessary
complications or delays. Keeping up to date with the conveyancing
process can be a good idea, meaning if any problems, which arise,
can be responded to quickly and efficiently. |
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